How to Avail 70k SSS Maternity Benefits?
Maternity benefits are essential for female SSS members who are planning to have a child or are currently pregnant. These benefits can help ease the financial burden of pregnancy and childbirth, allowing mothers to focus on their health and the well-being of their children.
The Social Security System (SSS) provides maternity benefits to eligible female members who have made at least 3 monthly contributions within the 12-month period preceding the semester of childbirth or miscarriage.
In this article, we will guide you on how to maximize your SSS maternity benefits and claim the maximum amount of Php 70,000 (or Php 80,000 for solo parents) that you are entitled to.
We will provide you with an overview of the eligibility requirements and coverage of SSS maternity benefits, as well as the application process and important details that you need to know.
By following our tips and advice, you can ensure that you receive the full amount of maternity benefits that you are entitled to and make the most out of this important social security program.
Eligibility and Coverage for SSS Maternity Benefits
Female SSS members who have paid at least 3 monthly contributions within the 12-month period preceding the semester of childbirth or miscarriage are eligible for maternity benefits.
These benefits can amount to a maximum of Php 80,000 starting in 2023 and are given in the form of a daily cash allowance.
The benefit calculation is based on their average daily salary credit (ADSC) multiplied by either 105 days (for normal delivery or cesarean section) or 60 days (for miscarriage or emergency termination of pregnancy).
Solo parents are entitled to an additional 15 days, with the highest allowable benefit amounting to Php 70,000. However, for solo moms, this amount goes up to Php 80,000.
To avail of these benefits, eligible members who have contributed to SSS can apply for maternity benefits online through the SSS website. In addition, employed and self-employed SSS members can also apply for maternity benefits online.
To receive the benefit, a claim for maternity benefits needs to be filed, and payment of the benefit will only be processed once all requirements have been submitted.
It is important to note that necessary documents must be submitted on time to avoid delays or issues with claiming the benefit.
Application Process for 70k SSS Maternity Benefits
The application process for availing of the maternity benefit from SSS involves submitting necessary documents and notifying the employer at least 60 days before the expected delivery or as soon as the pregnancy is confirmed.
The required documents for the SSS maternity benefit application include the Maternity Notification, SSS ID or two valid IDs, Certification from the employer or a copy of Form 2316 (if employed at the time of pregnancy), and Marriage Contract or any valid ID (if married).
SSS members can apply for maternity benefits online through the SSS website, and both employed and self-employed members are eligible to apply.
To receive the benefit, a claim for maternity benefits needs to be filed, and payment of the benefit will only be processed once all requirements have been submitted.
It is essential to submit the necessary documents on time to avoid delays or issues with claiming the benefit.
Pregnant women can claim SSS maternity benefits 60 days prior to expected delivery or within 7 days after the baby is born. In case of emergency termination of pregnancy, the member must file maternity notification and benefits application within ten days.
Furthermore, solo parents with a child above 6 months old are not eligible for SSS Maternity Benefit, and the salary credit requirement for SSS maternity benefit is based on monthly salary credit.
Important Details Regarding Semester of Contingency
One crucial aspect to consider when applying for maternity benefits from SSS is the Semester of Contingency, which lasts for 6 consecutive months or 2 consecutive quarters and determines eligibility for the benefit.
It is important for female SSS members to keep track of their contributions and ensure that they have paid at least 3 monthly contributions within the 12-month period preceding the semester of childbirth or miscarriage to be eligible.
Once the Semester of Contingency has been completed and the baby has been born, the member may claim the benefit within 60 days prior to expected delivery or within 7 days after the baby is born.
To maximize the benefits, it is important to note that the highest allowable maternity benefit from SSS is Php 70,000, while solo parents may receive up to Php 80,000.
To ensure that the benefit is received promptly, it is important for members to file the necessary documents on time and submit them to SSS.
Review the recently revised SSS Contribution Table.
Conclusion
Female SSS members who are planning to have a child soon or are currently pregnant are eligible for maternity benefits from the Social Security System.
To claim the maximum benefit of Php 70,000 (or Php 80,000 for solo parents), it is important to have made at least 3 monthly contributions within the 12-month period preceding the semester of childbirth or miscarriage.
It is also crucial to follow the application process and provide all necessary documents to avoid any delays or complications.
Remember that the SSS maternity benefit is a helpful aid for expectant and new mothers, providing financial assistance during a critical time in their lives.
By maximizing your benefits and claiming the maximum amount you are entitled to, you can ensure that you have the necessary resources to take care of yourself and your child.
Don’t hesitate to reach out to the SSS for any questions or concerns regarding your maternity benefit application.